Rates are effective as of 3/4/2021. The Annual Percentage Yields (APYs) assume that the current interest rates will be in effect for one year and that the interest credited remains on deposit. Penalty for early withdrawal. How to open a Certificate of Deposit account. Make sure you have a Chase checking account so you can get a CD relationship rate and apply online. Have your funds available in your Chase checking or Chase. Fixed rate CDs require a $2,500 minimum opening deposit, unless otherwise noted. Annual Percentage Yield assumes interest remains on deposit until maturity. Bonus Step Rate CD APY (and interest rate, if. Learn information about Central Bank's certificate of deposit rates by visiting the Central Bank Disclosure of Deposit Yields & Rates section.
Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
| CD Rates | APY* | |
|---|---|---|
| 3-month CD | 0.10% | |
| 6-month CD | 0.20% | |
| 12-month CD | 0.30% | |
| 24-month CD | 0.50% | |
| 36-month CD | 0.60% | |
| 48-month CD | 0.70% | |
| 60-month CD | 0.80% | |
| Add-On CD Rates | APY* | |
| 6-month Add-On CD | 0.20% | |
| 12-month Add-On CD | 0.30% | |
| Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa Signature® card. Learn more about our Visa Signature. | ||
| *APY = Annual Percentage Yield. | ||
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.
FAIRWINDS Member Reviews
Certificates of Deposit (CDs)
Certificates of deposit offer a safe, guaranteed rate of return, with a variety of maturity dates to coincide with your needs. Our CD terms range from 3 month to 5 years. See the most up to date terms and rates for our accounts by clicking on the current rates button below. All of our CDs can be set up as an IRA, contact any of our representatives for details.
3% Cd Rates Fdic Insured
We offer three exclusive CD options to all First Federal customers:
Certificate Of Deposit Rates
|
|
|
Certificate Of Deposit Rates Cd
Speak with an account representative for more information on Certificates of Deposit, and account disclosures explaining interest calculation.
Comments are closed.